Why buy with us?

It is absolutely vital that prior to Hogan Estates viewing a property on your behalf, you arrange finance for the purchase of the property and that you actually have your Letter of Offer from the bank, which should then be passed on to your solicitor so that they can quickly process the conveyance of the property once a sale has been agreed. If you are a cash buyer you should have proof of funds available because it will be required when submitting final offers on the purchase of the property. Hogan Estates have a small panel of very good mortgage brokers who are experts in obtaining finance and we would be happy to recommend one of them to you.

In Ireland, every property service provider must be licenced by the Property Services Regulatory Authority and in order to obtain that licence the applicant must be qualified, must have adequate insurance, be tax compliant and adhere to a Code of Ethics. They must also have a Contract of Engagement with every person to whom they provide a property service, and that contract is prescribed by the PSRA, a copy of which is attached for your information and for reference purposes. Therefore, when you register your interest in purchasing a property through Hogan Estates, we must have you sign this contract. The contract is designed to protect you and us.
When registering your interest we find out exactly what you are looking for and more importantly why it is that you are looking to purchase a property. With investors we need to know what yield they expect from their investment and what their long term investment planning is. This will help Hogan Estates to advise you in relation to the type and location of property to buy, and will informs us in relation to finding exactly the right property for you.

Instructing a solicitor is a very important task when buying a piece of property. Using a bad solicitor could mean the deal stalling and you having to wait to get those keys, and could even make the deal fall through. Sometimes finding the cheapest is not always the best option and even the more expensive solicitors are not the best option. A good competent solicitor is an invaluable ally and will save you money in the long run. Here at Hogan Estates we have quality approved solicitors that we work with daily that we would be happy to recommend.

Here at Hogan Estates we have many contacts in other Estates agencies. This gives us the added advantage of sometimes knowing when a property is coming on the market before the general public. This gives us an added advantage and allows us to analyse the property properties before they come on the open market.

Making offers can be the most frustrating part of buying of a property. Getting into bidding wars and wondering if you paying too much for said property adds to the stress of the process. Having property professionals in your corner can only but help your cause. We know from our training and experience what a property is worth and how to handle the negotiations so it pays to have Hogan Estates on your side.

When your bid is accepted it now comes to the point where the property goes “Sale Agreed”. This does not mean it’s sold, so it is not a binding contract at this stage, and there are few obstacles that must be overcome. One of them is a booking deposit that must be paid when the property goes sale agreed. This is a refundable deposit and can be returned at any time before the contracts have been signed.

Making sure your soon-to-be home is structurally sound is of the up most importance, so Hogan Estates have a list of quality, approved surveyors with proven track records that will be able to give you a professional, thorough and honest assessment of the structure of the home.

Both buyer and seller sign identical contracts, but only when they are formally exchanged by the solicitors to make the deal become legally binding. At this point, you must pay a no-refundable booking deposit of 10% of the purchase price. Between exchanging contracts and completion, either side will almost certainly pay major penalties if they pull out.

A date is then agreed by the two solicitors for the completion of the process. This is to allow sufficient time for the cheque from your lending institution to issue. Your solicitor will deal with your lending institution on your behalf and request that the cheque be sent to them. On the date set for closing (completion) usually two or three weeks after signing of contracts, both solicitors will meet and your solicitor will hand over a cheque for the outstanding balance of 90% of the purchase price and they will be given a set of keys to your new home.

For buyers who reside outside of the Republic of Ireland, please note that Liam Hogan is a Certified Internation Property Specialist (C.I.P.S) through the National Association of Realtors in the United States.